In the current market conditions it is becoming increasingly difficult to place clients with an adverse credit history. Do you look at alternatives with your client?

In February 2008 the new IVA protocol was implemented with implications on the requirement for equity withdrawal for home owners in month 54 of their IVA. How does this affect the mortgage market?

Are you making the most of your client base and the resources at your disposal?

If a client enters a Debt Management Plan then it is important that their credit file is considered if re-financing is the probable route to clear their unsecured debt. So what are the implications?

With the impending changes in April, will this be an opportunity for you? Indeed, are the implications clear for the broker market?

Whenever considering a non-financial debt solutions, a Debt Advisor has to look at the options available to the mutual client. What are the key differences?

What is your experience as a broker of finding a competitive re-mortgage for a client that has been through a DMP or IVA?