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          •  Top 10 money-saving apps
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                                    Top 10 money-saving apps

                                    Vouchercloud

                                    With this app you can use GPS to point you in the direction of deals and then vouchers sent directly to phone screen, store can then scan the voucher directly.
                                     
                                    RedLaser
                                    This app allows you to scan the barcode of any product using the iPhone’s camera and it will then tell you if you can buy the product for cheaper elsewhere.
                                     
                                    Toptable restaurant finder
                                    Find and book local restaurants with thousands of special offers, you’ll never need to pay the full price for food again
                                     
                                    Cookit
                                    Stop wasting food and money with this app. It is an online cookbook which allows you to search for a recipe by the ingredients you have in the cupboard.
                                     
                                    PetrolPrices Pro
                                    This app has up-to-date information on 11,000 petrol stations. Just enter your postcode to reveal where to get the best deals on unleaded and diesel in your area, as well as the pumps that charge above average and are worth avoiding.
                                     
                                    UK Tax Calculator
                                    Enter your financial details into this app and it will do the maths regarding your tax and national insurance contributions. You can also input overtime and your hourly rate and it will show you your monthly and annual net income.
                                     
                                    0870
                                    This app allows you to avoid calling expensive 0870 numbers by fnding a local alternative. Just enter the 0870 number and it will provide you with a different option. According to reports this app has so far saved users more than £267,000.
                                     
                                    Timewerks
                                    Perfect for freelancers, this app allows you to track the hours you work and send invoices by email directly from your phone or iPad. You can also store contacts and plan projects.
                                     
                                     
                                    Meter Readings
                                     
                                    This app tracks household energy and water use to help save you money. You need to enter at least two meter readings and the rate at which your utility provider bills you. It will detail your average use each day, week or month on a line graph so you can check the pattern of your consumption.
                                     
                                     
                                     
                                    ATM Hunter
                                     
                                    Never worry about finding a cash machine again with this iPhone app that uses GPS to locate the nearest. The ATM Hunter allows you to tailor your search based on what you need to do, for example, make a deposit or use your own bank to avoid paying fees.

                                     







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